/* Gromadis V21.2.0.1 — Mobile Content Hotfix */
.expert-hero{position:relative;min-height:610px;display:flex;align-items:flex-end;overflow:hidden;background:#171a1c;color:#fff}
.expert-hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 55%}
.expert-hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,16,18,.94) 0%,rgba(13,16,18,.82) 48%,rgba(13,16,18,.45) 100%)}
.expert-hero-content{position:relative;z-index:1;padding:78px 0 50px}
.expert-hero .breadcrumbs{color:rgba(255,255,255,.68)}
.expert-hero .breadcrumbs a{color:#fff}
.expert-hero h1{max-width:1050px;margin:0;font-size:clamp(44px,5.4vw,76px);line-height:.98;letter-spacing:-.045em}
.expert-hero-lead{max-width:820px;margin:24px 0 28px;color:rgba(255,255,255,.86);font-size:18px;line-height:1.65}
.expert-hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.expert-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:34px}
.expert-meta span{padding:8px 11px;border:1px solid rgba(255,255,255,.22);background:rgba(17,20,22,.34);font-size:11px;color:#d8dcde}
.expert-section{padding:82px 0;background:#fff}
.expert-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:64px;align-items:start}
.expert-article{min-width:0}
.expert-article section{padding:58px 0;border-bottom:1px solid var(--line)}
.expert-article section:first-of-type{padding-top:0}
.expert-article h2,.expert-lead-card h2{margin:0 0 18px;font-size:clamp(31px,3.5vw,48px);line-height:1.06;letter-spacing:-.035em}
.expert-article h3{margin:0 0 8px;font-size:18px;line-height:1.25}
.expert-article p{max-width:860px;margin:0 0 18px;color:#63686b;font-size:16px;line-height:1.78}
.expert-article p:last-child{margin-bottom:0}
.expert-lead-card{margin-bottom:58px;padding:34px 38px;background:#f4f2ed;border-left:4px solid var(--accent)}
.expert-lead-card p{margin:0;max-width:850px;color:#5f6467;font-size:17px;line-height:1.7}
.expert-formula{margin:28px 0;padding:30px 34px;background:#1d2023;color:#fff;font-size:clamp(24px,3vw,36px);font-weight:800;letter-spacing:.01em;overflow-wrap:normal;word-break:normal}
.expert-formula-part{display:inline-block;white-space:nowrap}
.expert-definition-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin:0 0 26px;background:#d9d9d5;border:1px solid #d9d9d5}
.expert-definition-grid div{padding:20px;background:#fff}
.expert-definition-grid b{display:block;margin-bottom:7px;color:var(--accent);font-size:24px}
.expert-definition-grid span{font-size:12px;line-height:1.45;color:#666b6e}
.expert-table-wrap{margin:28px 0;overflow-x:auto;border:1px solid var(--line);background:#fff}
.expert-table{width:100%;min-width:720px;border-collapse:collapse}
.expert-table th,.expert-table td{padding:18px 20px;text-align:left;border-bottom:1px solid var(--line);border-right:1px solid var(--line);font-size:13px;vertical-align:top}
.expert-table th{background:#222629;color:#fff;font-size:11px;text-transform:uppercase;letter-spacing:.07em}
.expert-table th:last-child,.expert-table td:last-child{border-right:0}
.expert-table tr:last-child td{border-bottom:0}
.expert-table td:first-child{font-weight:800;color:#222629}
.expert-note{padding:20px 22px;border-left:3px solid var(--accent);background:#f7f7f5;color:#606568;font-size:13px;line-height:1.65}
.expert-factor-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;margin-top:30px;background:var(--line);border:1px solid var(--line)}
.expert-factor-grid article{min-height:220px;padding:26px;background:#fff}
.expert-factor-grid article>b{display:block;margin-bottom:18px;color:var(--accent);font-size:11px}
.expert-factor-grid article p{margin:0;font-size:13px;line-height:1.65}
.expert-calculator-block{display:grid!important;grid-template-columns:minmax(0,1fr) auto;gap:34px;align-items:center;margin:58px 0 0;padding:38px!important;border:0!important;background:#202427;color:#fff}
.expert-calculator-block h2{color:#fff}
.expert-calculator-block p{color:#c6cbcd}
.expert-calculator-block .btn{min-width:230px}
.expert-checklist{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid var(--line)}
.expert-checklist li{display:grid;grid-template-columns:260px minmax(0,1fr);gap:28px;padding:19px 0;border-bottom:1px solid var(--line)}
.expert-checklist strong{font-size:14px}
.expert-checklist span{color:#676c6f;font-size:13px;line-height:1.6}
.expert-error-list{display:grid;gap:12px;margin-top:28px}
.expert-error-list>div{display:grid;grid-template-columns:44px 1fr;gap:18px;align-items:start;padding:22px 24px;background:#f7f7f5;border:1px solid #e1e1dc}
.expert-error-list b{display:flex;align-items:center;justify-content:center;width:38px;height:38px;background:#1d2023;color:#fff;font-size:14px}
.expert-error-list p{margin:4px 0 0;font-size:14px;line-height:1.65}
.expert-aside{position:sticky;top:104px;display:grid;gap:14px}
.expert-aside-card{padding:26px;border:1px solid var(--line);background:#fff}
.expert-aside-card>span{display:block;margin-bottom:14px;color:var(--accent);font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.14em}
.expert-aside-card strong{display:block;margin-bottom:10px;font-size:23px;line-height:1.12}
.expert-aside-card p{margin:0 0 20px;color:#686d70;font-size:12px;line-height:1.6}
.expert-aside-card--dark{background:#202427;border-color:#202427;color:#fff}
.expert-aside-card--dark>span{color:#ef9d78}
.expert-aside-card--dark p{color:#bcc2c4}
.expert-aside-card .btn{width:100%}
.expert-bottom-cta{padding:66px 0;background:#292d30;color:#fff}
.expert-bottom-cta .container{display:flex;justify-content:space-between;align-items:center;gap:38px}
.expert-bottom-cta h2{max-width:820px;margin:0 0 10px;font-size:clamp(32px,4vw,48px);line-height:1.06;letter-spacing:-.03em}
.expert-bottom-cta p:not(.eyebrow){max-width:760px;margin:0;color:#c5c9cb;font-size:14px;line-height:1.65}
.expert-bottom-cta .btn{min-width:220px}
.expert-guide-link{display:inline-flex;margin-top:20px;font-weight:800;color:var(--accent);font-size:13px;border-bottom:1px solid currentColor;padding-bottom:3px}
@media(max-width:1000px){
 .expert-layout{grid-template-columns:1fr;gap:46px}
 .expert-aside{position:static;grid-template-columns:repeat(3,1fr)}
 .expert-calculator-block{grid-template-columns:1fr}
 .expert-calculator-block .btn{width:max-content}
}
@media(max-width:700px){
 .expert-hero{min-height:650px}.expert-hero-content{padding:64px 0 36px}.expert-hero-shade{background:linear-gradient(180deg,rgba(14,17,19,.58) 0%,rgba(14,17,19,.88) 48%,rgba(14,17,19,.97) 100%)}
 .expert-hero h1{font-size:clamp(34px,9.5vw,44px);line-height:1.02}.expert-hero-lead{font-size:14px;line-height:1.6;margin:20px 0 24px}
 .expert-hero-actions{display:grid;grid-template-columns:1fr}.expert-hero-actions .btn{width:100%}.expert-meta{margin-top:24px}.expert-meta span{font-size:9px}
 .expert-section{padding:54px 0}.expert-lead-card{padding:25px 22px;margin-bottom:42px}.expert-lead-card h2,.expert-article h2{font-size:30px}.expert-lead-card p,.expert-article p{font-size:13px;line-height:1.7}
 .expert-article section{padding:45px 0}.expert-formula{display:flex;flex-wrap:wrap;gap:.22em .38em;padding:24px 20px;font-size:22px;line-height:1.32}.expert-definition-grid{grid-template-columns:1fr 1fr}.expert-definition-grid div{padding:17px}.expert-factor-grid{grid-template-columns:1fr}.expert-factor-grid article{min-height:0;padding:22px}
 .expert-table-wrap{overflow:visible;border:0;background:transparent}
 .expert-table{display:block;width:100%;min-width:0;border-collapse:separate}
 .expert-table thead{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
 .expert-table tbody{display:grid;gap:12px;width:100%}
 .expert-table tr{display:grid;width:100%;border:1px solid var(--line);background:#fff}
 .expert-table td{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;align-items:baseline;min-width:0;padding:12px 14px;border-right:0;border-bottom:1px solid var(--line);font-size:12px;text-align:right}
 .expert-table td::before{content:attr(data-label);min-width:0;color:#666b6e;font-size:10px;font-weight:700;line-height:1.35;text-align:left;text-transform:uppercase;letter-spacing:.055em}
 .expert-table tr:last-child td{border-bottom:1px solid var(--line)}
 .expert-table td:last-child,.expert-table tr:last-child td:last-child{border-bottom:0}
 .expert-table td:first-child{background:#222629;color:#fff;font-size:14px}
 .expert-table td:first-child::before{color:#c9cdcf}
 .expert-calculator-block{margin-top:44px;padding:26px 22px!important;gap:20px}.expert-calculator-block .btn{width:100%;min-width:0}
 .expert-checklist li{grid-template-columns:1fr;gap:7px;padding:17px 0}.expert-error-list>div{grid-template-columns:36px 1fr;padding:18px 17px;gap:13px}.expert-error-list b{width:34px;height:34px}.expert-error-list p{font-size:12px}
 .expert-aside{grid-template-columns:1fr}.expert-aside-card{padding:22px}.expert-bottom-cta{padding:48px 0}.expert-bottom-cta .container{display:block}.expert-bottom-cta h2{font-size:30px}.expert-bottom-cta .btn{width:100%;margin-top:24px}
}